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Joe Milford, CFA, is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (Insurance #6477346) ,IL, NY, OH, OK, TN, TX & VA. No insurance business may be conducted outside these states referenced.

Additionally, Joe Milford, CFA, is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC,), A Licensed Insurance Agency. 6000 LOMBARDO CENTER #300 SEVEN HILLS, OH 44131. In this regard, this communication is strictly intended for individuals residing in the states of CA (Insurance #6477346) & OH. No offers may be made or accepted from any resident outside the specific state referenced.

Joe Milford, CFA, is separately licensed as an investment advisor representative with Eagle Strategies LLC, A Registered Investment Advisor, offering advisory services in the states of CA & OH. As such, these services are strictly intended for individuals residing in these states referenced.

 Neither New York Life Insurance Company nor its agents provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.